In the mid-eighties, the Commonwealth Fund for Technical Cooperation (CFTC)'s Economic and Legal Advisory Services Division created a computer-based debt management system, the Commonwealth Secretariat Debt Recording and Management System (CS-DRMS). As of 1993, CS-DRMS is now being used in the governments or central banks of 35 Commonwealth and five non-Commonwealth countries, and is being installed in a further two countries. In this respect, CS-DRMS has become the world's leading debt management package. The system's database holds a list of all a nation's external loans and the repayment terms, with regular reminders of when and how much to pay, and calculates the long-term costs of debt rescheduling. In setting up the system, Commonwealth consultants research the country's needs and institutional environment. Then experts install the system and train locals how to use the system, and often, long-term technical help in collecting information about foreign debt is also provided.