Inaccessibility of insurance

Island developing countries may be subject to earthquakes, tsunamis, tropical storms and other natural disasters that destroy crops, food in storage, housing, industry, the environment, the economy, and human lives. These countries cannot find insurance through normal sources to cover these contingencies by providing funds for disaster relief, reconstruction, and commercial obligations on which they would otherwise have to default, thus impairing their credibility and credit worthiness as trade partners.

1. Inaccessible commercial and financial services

1. Inadequate insurance against pregnancy
2. Discrimination against women in health care

1. Vulnerability of island developing countries and territories
2. Insufficient national creditworthiness
3. Inadequate insurance
4. Disaster unpreparedness

1. Uncontrolled costs of disaster relief
2. Prohibitive cost of insurance
3. Natural disasters
4. Critical illnesses

1. Guaranteeing insurance provisions

1. Unavailability
2. Inaccessibility
3. Cover-up